Rancang Bangun Prototype Aplikasi Koperasi Mahasiswa B-IU Digicoop Untuk Pencapaian Inklusi Keuangan Nusantara
DOI:
https://doi.org/10.32492/jeetech.v4i1.4105Keywords:
Applications, Covid-19, Cooperatives, B-IU Digicoop, StudentsAbstract
The COVID-19 pandemic has paralyzed the economy both nationally and internationally. Various business sectors have experienced a slowdown due to the COVID-19 pandemic, one of the financial institutions affected by COVID-19 is cooperative. Currently, Student Cooperatives are required to be agents of change and can contribute positively to society in particular and the Indonesian state, especially in the post-pandemic national economic recovery. The B-IU Digicoop application was developed to unite the strength of Student Cooperatives throughout Indonesia to empower cooperatives in community economic activities, especially students and local residents to help with economic recovery after the Covid-19 pandemic while responding to the challenges of the times in order to achieve the hopes of student cooperatives continuing to transform. become the energy of change for the progress of Indonesian cooperatives in the future. This research uses the R&D method by optimizing the prototype design. The results of this study show the flow of prototype development to take into account the impact of innovation and replication opportunities in the community with the hope of helping economic recovery after the Covid-19 pandemic while responding to the challenges of the times in order to achieve the hope that student cooperatives will continue to transform into energy of change for the progress of Indonesian cooperatives. futile in the future. Indonesia's financial inclusion is expected to increase further with the presence of the B-IU Digicoop application
References
A. Hamzah, “Dampak Pandemi Covid 19 Terhadap Koperasi Di Kabupaten Kuningan Amir Hamzah,” Ekonomi Akuntansi dan Manajemen UNIKU, vol. 1, no. 2, pp. 99–113, 2021.
T. T. H. Tambunan, “Cooperatives In Time Of Covid-19 Pandemic Evidence From Indonesia,” International multilingual Journal Of Science and Technology (IMJST), vol. 6, no. 5, 2021.
A. K. Maulana and M. D. Tubaila, “Renew dan Rebranding Koperasi Digital pada Koperasi Mahasiswa ( KOPMA ) Universitas PGRI Ronggolawe Tuban,” in Seminar Nasional Ekonomi Pembangunan Universitas Malang, 2021, vol. 1, no. 2, pp. 125–133.
A. Ghanbari, A. Laya, J. Alonso-Zarate, and J. Markendahl, “Business Development in the Internet of Things: A Matter of Vertical Cooperation,” IEEE Communications Magazine, vol. 55, no. 2, pp. 135–141, 2017, doi: 10.1109/MCOM.2017.1600596CM.
P. Ganlin, M. D. Qamruzzaman, A. M. Mehta, F. N. Naqvi, and S. Karim, “Innovative finance, technological adaptation and smes sustainability: The mediating role of government support during covid-19 pandemic,” Sustainability (Switzerland), vol. 13, no. 16, 2021, doi: 10.3390/su13169218.
U. S. Thathsarani and W. Jianguo, “Do Digital Finance and the Technology Acceptance Model Strengthen Financial Inclusion and SME Performance?,” Information, vol. 13, no. 8, p. 390, Aug. 2022, doi: 10.3390/info13080390.
Kementerian Komunikasi dan Informasi, Perkembangan Ekonomi Digital di Indonesia: Strategi dan Sektor Potensial. 2019.
S. O. Ouma and F. W. S. Ndede, “Adoption of Digital Banking Technology and Financial Performance of Commercial Banks in Kenya,” International Journal of Current Aspects in Finance, Banking and Accounting, vol. 2, no. 1, pp. 42–50, 2020, doi: 10.35942/ijcfa.v2i1.108.
W. Giurlani et al., “Electroplating for Decorative Applications: Recent Trends in Research and Development,” Coatings 2018, Vol. 8, Page 260, vol. 8, no. 8, p. 260, Jul. 2018, doi: 10.3390/COATINGS8080260.
F. F. Adedoyin, F. V. Bekun, and A. A. Alola, “Growth impact of transition from non-renewable to renewable energy in the EU: The role of research and development expenditure,” Renewable Energy, vol. 159, pp. 1139–1145, Oct. 2020, doi: 10.1016/J.RENENE.2020.06.015.
C. A. Lauff, D. Kotys-Schwartz, and M. E. Rentschler, “What is a prototype? what are the roles of prototypes in companies?,” Journal of Mechanical Design, Transactions of the ASME, vol. 140, no. 6, 2018, doi: 10.1115/1.4039340.
Z. Chenari and B. Bandali, “Designing a prototype of coaching software and measuring its usability,” Technology of Education Journal (JET), pp. 1–26, 2022, doi: 10.22061/tej.2022.5800.2281.
H. K. Kondaveeti, N. K. Kumaravelu, S. D. Vanambathina, S. E. Mathe, and S. Vappangi, “A systematic literature review on prototyping with Arduino: Applications, challenges, advantages, and limitations,” Comput Sci Rev, vol. 40, p. 100364, 2021, doi: 10.1016/j.cosrev.2021.100364.
Published
How to Cite
Issue
Section
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
